Welcome to Hans Digital Income ("we," "us," or "our"). These Terms of Service ("Terms") govern your access to and use of HansDigitalIncome.com, our courses (including the 14-Day Affiliate Foundation Challenge), lead magnets, email content, and any related services (collectively, the "Services").

By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

1. Who Can Use Our Services

You must be at least 18 years old to use our Services. By using our Services, you confirm that you meet this requirement and that you have the legal capacity to enter into these Terms.

2. Our Content and Courses

Our courses, emails, lead magnets, and website content are provided for educational and informational purposes only. They are based on our own experience, research, and opinions, and are not a guarantee of any particular outcome.

Earnings and Results Disclaimer

Affiliate marketing, like any business effort, involves real risk and no guaranteed outcome. Any income figures, results, or examples shared in our content — including our own personal results — reflect individual experience and are not typical or guaranteed. Your results will depend on many factors outside our control, including your effort, market conditions, your niche, and factors we cannot predict.

We do not promise or guarantee that you will earn any specific amount of money, or any money at all, by following our content, courses, or recommendations. Nothing in our Services should be interpreted as a promise or guarantee of income or financial results.

3. Intellectual Property

All content on HansDigitalIncome.com and within our courses — including text, course materials, graphics, logos, and lead magnets — is owned by Hans Digital Income or used with permission, and is protected by copyright and other intellectual property laws.

You may use our content for your own personal or business education. You may not:

• Resell, redistribute, or republish our course content or materials without our written permission

• Copy or reproduce substantial portions of our content for commercial use

• Claim our content, courses, or materials as your own

4. Third-Party Tools, Links, and Affiliate Relationships

Our Services may include links to, or recommendations of, third-party tools, platforms, and products, including through affiliate relationships (see our Affiliate Disclaimer). We do not control these third-party services and are not responsible for their content, accuracy, availability, or the outcome of any purchase or use of them.

Any transaction you make with a third-party service is solely between you and that provider, governed by their own terms and policies.

5. User Conduct

When using our Services, you agree not to:

• Use our Services for any unlawful purpose

• Attempt to gain unauthorized access to our systems, courses, or other users' accounts

• Share your course login or paid access with others who have not purchased or been granted access

• Harass, abuse, or harm other users or our team

• Upload or transmit any harmful code, spam, or malicious content through any contact forms or community features we may offer

We reserve the right to suspend or terminate access to our Services for anyone who violates these Terms.

6. Payments, Refunds, and Access

If any part of our Services requires payment, pricing will be clearly stated at the point of purchase. [Insert your specific refund policy here — e.g. refund window, conditions, and how to request one.]

Free lead magnets and free course content are provided "as is," with no payment obligation, but are still subject to these Terms.

7. No Professional Advice

Our content, including any mindset, business, or financial-related discussion within our courses, is for general informational purposes only and does not constitute financial, legal, tax, or professional advice of any kind. You should consult a qualified professional before making financial or business decisions based on information from our Services.

8. Disclaimer of Warranties

Our Services are provided "as is" and "as available," without warranties of any kind, whether express or implied. We do not warrant that our Services will be uninterrupted, error-free, or that any results will be achieved from using them.

9. Limitation of Liability

To the fullest extent permitted by law, Hans Digital Income and its owner shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenue, arising from your use of, or inability to use, our Services — including any actions you take based on our content, courses, or third-party recommendations.

10. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with a revised "Last Updated" date. Continued use of our Services after changes are posted constitutes your acceptance of the updated Terms.

11. Governing Law

These Terms are governed by the laws of Indonesia, without regard to its conflict of law provisions.

12. Contact Us

If you have questions about these Terms, contact us at:

Email: hans@hansdigitalincome.com Website: HansDigitalIncome.com

These Terms of Service should be read alongside our Privacy Policy and Affiliate Disclaimer.